Thursday, December 13, 2012

Making Your Last Will and Testament

While many people thinks that they do not need to draw up a last will and testament, I think it would be best that we should be responsible enough to take care of unfinished business or rather, leave instructions on how our unfinished business should be managed.

Regardless of whether you have assets to give away to your family or none, you may still need to have a will for issues like how you want to be buried when you die or other wishes that you want your family to be informed of. A will lets you give clear and straight to the point instructions for the ones you left behind. Like:

1. In a will, you can choose the person whom you want to represent you in your unfinished affairs.

2. You can choose and appoint a guardian for your children who are minors -It can be a friend or a relative.

3. You can decide on how your assets will be divided for your children's benefits. You can also give out clear instructions on how you want your assets to be managed.

4. A will can help you make arrangements in order for your properties and estates to be preserved or even enhanced.

5. And most importantly, by having a will, you can be leave the physical earth assured that all you unfinished affairs are being taken care of the way you imagined it.

In the absence of a will, the probate court will be the one who will decide on how your estate shall be managed and the decision may not be possibly on the side of your beneficiaries. That is why, to be more assured, just make a last will.

Making a will can be very easy, just follow these steps:

First, state your complete legal name and address and the actual date that you are making the will. You might also add your birth date and social security number to make sure that nobody mistakes you for someone else.

After that, state that your mental capacity is of well state and that you are of legal age. You must specifically point out that you are of sound mind and can make rational decisions. Otherwise, your will can be easily challenged in the court.

Do not forget to mention that you are revoking all other wills created before the date you stated in the beginning. Your next steps would be to appoint the executor of the will. You should also include the responsibilities and limits of the power of your executor. If necessary, you might also want to include your second choice for being the executor in case your first choice has declined or is unable to do the responsibilities of being an executor.

After that, you can basically decide what to write next. You may put the clear instructions that you wish like how your assets can be divided among your beneficiaries and other instructions that you wish to be fulfilled. After that, do not forget to include a residual clause. The residual clause will contain the name of another beneficiary that will have what is left of the assets you have if there are any.

Sign the papers and keep it in the hands of someone you trust or just simply store your last will in a safe place. You may also want to give it to your lawyer. And you have a last will already.

Should You Make a Will?

The writing of a will or testament is something people don't usually dwell on. Obviously they are usually associated with death, and when you are considering making your own will, it will more then likely bring your own eventual demise to mind. But none of us will live forever. So unless you have already made a written legacy, it is something you should really give serious consideration to.

So why should you make a will?

Most people want to leave their families and loved ones something when they die. It could be enough to give them a more comfortable future, or just something to help them remember you by. A will is a legal document which states exactly who gets what following your death. You may well think that you do not own enough to leave your family, so making a bequest is just not worth the bother. Your estate, what you leave following your death, is made up of your money, and any property and possessions you owned. You may not think you are worth a lot while living, but after you die you could well be worth a tidy sum through insurances etc. If you have made a will your estate will be divided between those people you stipulated in it.

So what happens if you die intestate? In that case one of the main beneficiaries from your estate will more than likely be the tax authorities, meaning that family and loved ones could well lose out on a large proportion of what you would have liked to have left them. In such cases the law is quite specific about who will gain a share, once the tax authorities have taken their cut. While the people who benefit will more than likely be family and relatives, it could be that you never wanted some of them to benefit from your estate following your death.

By making a written testament, what you leave following your death will be divided between only those you wanted to have a share. For that reason alone, you should most definitely make a will.

The Effect of Public Sector Cuts on Funeral Costs

The news has been full of threats and forecasts regarding the forthcoming public sector cuts - a reduction in services and mass redundancies are now, unfortunately, expected.

What may come as some surprise, however, is the effect that this may have on funeral prices. Already costing in the region of £2000 - £3000, these prices are likely to soar by several hundred pounds.

Although not yet decided or at least publicised by many councils, it was reported in a Scottish newspaper that Glasgow City Council is raising the prices of both burials and cremations - burials by £540 and cremations by £348, increasing the revenue stream by approximately another £400,000 each year.

Whilst this is of course appalling news, it means that once renewed prices have been set across England (if a local authority does indeed decide to increase its costs), those who have prepared a Will with money set aside for their funeral, will probably need to revise it, to take into account this increased expense.

For those who don't already have a Will prepared, you may be asking your next of kin to pay out several thousands of pounds to ensure you receive a dignified funeral, something which could have a severe financial impact on those individuals. If you at least state in your Will that you would like to put aside a maximum sum of money from your Estate, your relatives will at least be sure of recompense after your Estate has been settled.

For many people, it is of course uncomfortable to discuss death in the first place, so to talk about where the money is going to come from in order for your wishes for your funeral to be fulfilled, is understandably not at the top of people's favourite list of subjects. However, it is a fact of life that the event will be forthcoming, and, with these price rises staring us in the face, it's time to address the issue and ensure that we won't be causing our loved ones any more distress after we're gone.

Life Insurance and Your Estate Plan

Most people understand the need for life insurance, but not everyone knows that this is also a very important element to a solid estate plan. It will come into play with your estate plan in a couple of different ways.

When you purchase life insurance there are some things that you will want to consider.

Your Need for Life Insurance - Obviously one of the first things that you will want to consider when you purchase your insurance policy is what your needs are. One of the most common reasons that people purchase insurance is that it helps their family financially if they should die. The ways in which this type of insurance can help, include replacing lost income, as well as providing money quickly to help pay for your final expenses, such as medical bills and the cost of a funeral. Keep in mind that someone's final arrangements can be very expensive.

The Smart Way to Use Life Insurance - When you purchase this type of insurance you can setup an estate plan that will ensure that your loved ones receive this money without the major tax liabilities that come with inheritance, such as estate tax and income tax. The best way to do this is to setup an estate plan that includes an Irrevocable Trust; with this type of plan the Life Insurance Trust buys the Insurance, and when you die it passes to your beneficiaries. It is sometimes better than an IRA or 401K, due to the fact that these types of assets will be subject to taxes before passing to your beneficiaries.

Reviewing Your Life Insurance Policy - When you purchase a new insurance policy you will want to review it to ensure that you are getting the amount of coverage you need, for the lowest premium available. You will also want to review existing policies on a regular basis to make sure that you are covered, and that you cannot find more coverage for the same price. If you are not familiar with the policies and other financial matters, it is best to hire a financial planner to help you with your insurance purchase, as well as regular reviews of your benefits.

A good estate plan should include insurance policies. With life insurance you can help to relieve the immediate financial burden that your family will deal with when you die, plus you can rest knowing that your family will be taken care of, even if you are not around to do it.

Hiring an Estate Planning Attorney - 7 Things to Know Before You Do

The Top 7 Things to Know Before You Hire a Wills, Trusts or Estate Attorney

You should consider several different questions before you sign an agreement with any attorney, but this is even more important when it comes to hiring a wills, trusts or estate attorney. This attorney will address sensitive family and financial issues that range from helping you pass assets on to your children and close family members, to protecting you from unnecessary taxes, to helping you determine the best person to make medical decisions on your behalf. This is why you need to know the answers to the seven questions discussed in this special report.

#1: Does the attorney offer a free consultation and will he explain what will happen at this initial meeting?

An attorney should offer you a free, no hassle consultation. First, meeting him or her will help to put you at ease and will give you a chance to discuss your case in a frank manner. You will also have a chance to ask questions and to determine if this is an attorney whom you can trust to address your legal concerns. Second, it gives the attorney the opportunity to ask you questions and to learn more about your case. You might discover that you do not get along very well with this attorney. Conversely, the attorney may realize that your case is not the type that he wants to take or is not related to his field of expertise. For this type of relationship to work in an effective and productive manner, both you and your attorney need to be able to work together comfortably.

#2 Does the attorney offer a flat fee for the services that he will perform and will this be put in writing?

Every attorney should use a written agreement, which is known as a retainer agreement. In this agreement, the attorney should clearly state the fee that you will be charged and honor this agreement. The attorney should clearly explain the fee, the services that he will perform, and should also clearly explain the options that are available to you to pay this fee. You should not sign this agreement until you understand how much you will be charged, what the attorney will do for you, what information he will need from you, any deadlines involved, and any other obligations that you are required to perform. You should always feel free to ask the attorney questions if you do not understand something in the agreement or otherwise. You should also ask about the expected completion of the work.

A flat fee encourages the attorney to work in an efficient manner and also prevents you from receiving an unexpectedly large bill upon the completion of the services. This can happen if it takes the attorney longer to complete the work than he initially thought.

#3 Does the attorney guarantee his service? Will he refund your money if you are not completely satisfied?

Your attorney works for you and is being paid to help you plan your estate. You should not tolerate an attorney that will not refund your money if you are not completely satisfied with the work. Additionally, your attorney should be willing to revise your documents that he is initially drafting. However, after he has drafted them and you have expressed your satisfaction, you should not expect the attorney to revise these documents unless you have kept the attorney on retainer. Please note that no attorney will guarantee results if your matter is being litigated in court.

#4 Will the attorney help you make wise choices about insurance, saving for your children's college, and retirement planning?

Your attorney should help you make decisions about the most appropriate documents and vehicles to accomplish your estate planning objectives, but should also assist you with buying insurance, saving for college, planning for retirement, and all of the other challenging decisions that will arise. In fact, your attorney should have a team of trusted advisors in place in order to help you make the best possible decisions.

If your attorney is unable or unwilling to advise you on these matters, then you should seek out an attorney who will do so. Having such an attorney will prevent you from making expensive and unnecessary mistakes, and will save you time in having to hunt for additional advisors.

#5 Does your attorney have a process in place to respond to your phone calls and emails quickly in case questions arise? Will your attorney keep you informed about how your matter is progressing?

Your attorney should be able to answer your phone calls, emails, and questions quickly. You are paying this attorney for service and for professional guidance and attention, not just for the drafting of your estate planning documents. How often have you heard from friends and loved ones about an attorney that takes days, weeks or more to respond to phone calls? Do not tolerate such unprofessional behavior. Ask your attorney about this and if he is unable to convince you that he has such a process in place, then continue your search for an attorney that will get back to you in a time efficient manner.

#6 Does your attorney have a process for helping you capture and pass on not only your physical and financial wealth, but also your intellectual and spiritual assets, as well as what is important to you?

Some attorneys recognize that wealth is not measured solely by your net worth, by the value of your brokerage and retirement accounts, but is also measured by who you are as a person. Your intangible assets, such as lessons that you have learned over a lifetime of building wealth, or the wisdom you have accumulated through your life experiences that you would like your children to know more about, are very valuable, almost priceless. These should not be forgotten.

When deciding whether to hire an attorney, be sure to select someone who will help you capture, document, and pass on all of your assets, including those intangible ones that are often overlooked.

#7 Will your attorney make sure that your assets are structured and owned in the right way?

You could hire an attorney at the largest firm around and pay him an exorbitant fee, but if your assets are not titled and owned in the right manner, then the plan that he created will not work for you. The attorney that you plan to hire should be willing to ensure not only that your documents are drafted correctly, but also that your assets are structured properly.

Do not be afraid to ask these questions before you hire an attorney to work with your family on legal planning matters. When you find an attorney that says yes to these questions, hire him or her quickly before the practice fills up and he or she stops taking on new clients. Asking these questions and hearing the right answers before you engage a lawyer to work on your wills, trusts, and estate will ensure you put in place legal planning for your family that will work when you need it.

Immigration Lawyers Can Help You Become a Legal Citizen

When you make the decision to move to the United States from a different country, you are embarking on a journey that many other people around the world wish they could take. Coming to America is not as easy it may appear. Since immigrants have to get legal permission to stay in the country if they plan on staying longer than a month, they may need some assistance getting the proper visa. 30 days is not a lot of time to get things in order so you can be granted legal permission for residency. If your application is not complete or properly filled out, you could end up having your case denied or delayed. Delays can result in your having to go back to your previous country before a decision has been made. This can cost you a significant amount of money and time, which is why it is in your best interest to hire immigration lawyers to help you with your situation.

You may feel that you can adjust to living life in the United States without getting the proper documentation you need. Did you know that if you don't have the proper documents such as a visa, it is illegal and can be quite challenging for you to find employment, find a place to live, or even get proper identification and a driver's license? By hiring a team of immigration lawyers, you can reap the benefits of having a legal team that is genuinely invested in see that you get all of the proper documentation you need to become legally able to live and work in the United States.

There is a lot of paperwork that needs to be filled out in order for you to be considered for a visa. The whole immigration and naturalization process is very complex and lengthy. Many foreigners are not native English speakers and may not fully understand what is required of them when it comes time to fill out all of the necessary paperwork. One of the most common reasons for applications to be denied or delayed is because they lack pieces of information and are not complete.

Of course there is more than just paperwork that needs to be completed before you have the opportunity to gain legal status. There is also an interview process, material that needs to be learned for a test, and classes that need to be taken. If you hire a reputable team of immigration lawyers to guide you through the process, then you can receive additional help and practice on how to successfully prepare for the other components of the legalization process. They can put you in contact with the additional resources you will need to successfully gain the required credentials. You have to learn all about American culture, history, the political system, and be able to demonstrate you know the fundamentals of American principles and can function in a capacity that allows you to interact with natural citizens.

All About Your Ticket to Canadian Immigration

Having one of the wealthiest economies in the world, favourable education and quality of life, as well as government transparency, Canada is considered to be one of the best places in which to live. Since 1994, the country has ranked as one of the top ten places to live in the world according to the United Nations and the Economist Intelligence Unit because of its high marks including high standards of education, high life expectancy, low crime and violence rate.

Due to its booming economy, the upturn of better opportunities in the country is expected in the coming years as well. With this situation, Canada needs workers with required skill-sets and necessary work experience in his/her chosen field of expertise.

With the country's diversity, abundance, economic stability, and natural beauty, Canada has become one of the favourite destinations for immigration. A lot of people are interested to work in the country or even consider obtaining permanent residency either to earn higher education or find greener pasture.

Although the country welcomes about 10,000 foreign workers each year to fill in demands for professional workforce, moving into the country and becoming a permanent resident to have excellent opportunities are sometimes also accompanied with significant challenges.

Apart from its hard to resist lucrative openings, however, Canada also offers various programs under which an aspiring immigrant may qualify as a permanent resident of the country.

Different Options to Apply for Canadian Immigration

Skilled Workers (Professionals) - Refer to individuals who can be economically established based on their abilities, including level of education, English and/or French speaking capability, work experience, age, arranged employment, adaptability, and enough money to support them and their dependents after arriving in the country.

Provincial Nomination Programs - Provinces are allowed to nominate individuals who are interested to settle in a particular place based on the specific needs of the region and be able to effectively contribute to the community. This will speed up your application for permanent residency, although each Canadian province has its own distinctive Provincial Nomination Program.

Business Permanent Residency - This is best suited for aspiring entrepreneurs who would like to invest money in a country like Canada, which has low debt, low unemployment rate, and strong financial system because the country in return for this investment is offering permanent residency.

Family Class Sponsorship - Through sponsorship a relative, as described by the Canadian Immigration, wishing to migrate to Canada may be eligible for permanent residency in the country provided that both sponsor and relative- applicant meet the requirements set by the country.

Canadian Experience Class - This is ideal for temporary foreign workers or foreign students who graduated in Canada. Applying for permanent residency in the country will be easy if the applicant is qualified according to the requirements issued by the government for a successful transition.

Even though the country opened its door to new immigrants, its selection criteria have been established and strictly followed to appeal to those who are more highly skilled with a broader range of professional skills to maintain or even improve Canada's present stability.

Why Does One Need an Immigration Law Attorney?

It's highly advisable that one has an immigration law attorney for themselves when the need arises. Let's take a look at why people should consider hiring an immigration attorney for themselves.

The process of getting immigration isn't a simple and short one. There are many complications when it comes to getting an immigration done. Apart from being lengthy, the immigration laws are changed frequently and the common man isn't usually educated about these law changes. The laws of immigration vary from country to country and they are changed keeping in mind the political climate of the country; whether there needs to be a tight or loose policy in letting foreigner comes in. only a lawyer would be well aware of these law changes and would be willing to dedicate however much time the process of immigration might take. Sometimes, the entire immigration process may take years to complete. With an attorney guiding you throughout the way, there are very few chances that you will go wrong.

There are times you will need referrals for immigration. It's not necessary that everyone needs one. You might need one because you aren't proficient in a language or lack something. The attorney will be able to provide you with referrals that will help you overcome the challenges you are facing with your immigration. The lawyers can recommend some practice sessions for the citizenship tests so that the process is easier for you to get through.

Some people need some preparation when it comes to presenting themselves in front of the immigration authorities. The lawyers will be with you every step of the way and can represent your case to these authorities. The lawyer will be able to represent your case fight in court for you to remain in the country, if you face the risk of deportation. The lawyer will also be able to guide you about how to answer questions and prepare you for hearings if there is a need.

When you have an attorney helping you with the immigration process, and your application for immigration is denied, the lawyer will be able to appeal against the denied application. The lawyer can file an appeal against the decision made and complete the paperwork that needs to be done. You are even saved from the risk of being deported immediately when you have a lawyer working for you. The appeal may take some time, perhaps several weeks or months, and during this period of time, your lawyer will be doing everything he possibly can to make sure the decision is in your favor.

These reasons are just the basic ones which will justify the need of having an immigration law attorney for yourself when you're going through the process of immigration. With an attorney on your side, you will be able to make the best decisions possible for yourself, because you'll be provided with the legal consequences of your actions before hand as well.

Citizenship and Immigration in Canada: Thoughts to Ponder

Aside from having a democratic government, beautiful sceneries, and economic stability, Canada is a diversified country that is also home to millions of immigrants. Many ethnic and religious groups such as French, Scottish, Irish, Germans, Italians, Chinese, aborigines, Dutch, and Asians have lived and worked in the country since 1970.

Steps to Becoming a Canadian Citizen

For more than 400 years, settlers and immigrants have played a vital role in the continued success and richness of the country. Although acquiring citizenship and immigration in Canada is a tedious process, the country takes pride in providing boundless opportunities to its people. As with other countries, Canadian men and women have equal rights and responsibilities. It does not tolerate "barbaric" cultural practices, spousal abuse, honour killings, forced marriage, and other gender-biased violence. Those who are guilty of such crimes will be punished under the country's criminal laws. Thus, rights and privileges come with responsibilities such as:

The Law - Its founding principle is "no person or group is above the law." Each citizen is expected to obey rules and policies that are regulated by the law and not by arbitrary actions.

Responsibility - It is equally important that each citizen understands his/her responsibilities. This includes having a job and taking care of one's family, which contributes to personal dignity, self-respect, and the country's prosperity.

Jury Service - Each citizen takes part in ensuring that law and justice are properly implemented. Thus, serving on a jury when called to do so, is a significant role and a privilege for the justice system work effectively.

Voting - The country's electoral system is based on a parliamentary system of government. All citizens have the right to choose their representatives and will be informed by the chief electoral officer about individual rights and processes involved ensuring that voting will be easy. Thus, public information is announced through news releases, advertisements, toll-free telephone inquiries, websites, and community meetings.

Community Involvement - Another significant role that comes with citizenship and immigration in Canada is volunteerism. Helping each other in the community is an excellent way to develop useful skills, values, and character to promote common good and quality life.

Protecting the Heritage - Canada is one of the few countries in the world that is well known for its magnificent sceneries and wildlife. The government, as well as the citizens, plays a vital role in protecting and preserving natural resources and cultural heritage. Thus, Environment Canada, one of the three federal departments, fulfills its mandate by conserving and protecting at-risk species and wildlife habitats.

There are approximately 160,000 who become Canadian citizens every year. To be eligible for citizenship and immigration in Canada, an applicant must meet the following requirements:

At least 18 years old;

Adoptive parent or legal guardian may apply for his/her child or children;

Child/children must be a permanent resident but has/have not necessarily lived in the country for three years;

Parent/adoptive parent must be a Canadian citizen or applying to be one;

Have adequate knowledge of the two official languages (English and French);

Not convicted of a criminal offence under the Citizenship Act within three years prior to application, on parole or probation, or have been convicted of a war crime or crime against humanity; and

Have an understanding of the country's history, values, and institutions.

Protest Against Medical Negligence

Negligence can happen by anyone and at anywhere. Sometimes it happens due to uneasiness of minds and situations, but there are several incidents that show us that negligence do occurs due to the fault and inner concern of human beings those who show up irresponsible attitude.

The behaviour of negligence acts in creating various unfavourable situations and incidents that may take up the form of some serious shapes. Let us say for example negligence shown at work hamper a person's career and even the overall business prospect of the organization. Negligence shown while participating in sports activities may result in making a team facing some serious loss against their opponents. Negligence shown while driving a vehicle may result in facing up with an accident that be hurt the persons sitting inside it severely. Negligence shown by doctors or medical staffs to the patients may result in increasing the pain and suffering for the patient.

While these mentioned causes are only some examples to highlight the severe effects of negligence, the last example that I provided in the paragraph is something that needs to be stopped in the soonest possible way.

The negligence that arouses from medical bodies and places for the concerned patients is known medical negligence. The carefree attitude of the medical bodies leads to this sort of negligence which results in making the patients suffer the most.

If you think that these sorts of negligence are shown only by the medical practitioners and surgeons, then you are partly wrong in your thoughts. The nurses, and other supporting medical staffs also shows up with such sort of negligent attitude that results in affecting the patients in very serious sort of way. Some of the common example of the supporting staff's negligent behaviour is not having proper concern for the hygiene and sanitation that result in spreading the germs in a wider and easier way. Not giving foods in cleaned utensils, not giving filtered water, not cleaning the toilets and washrooms properly, and even not cleaning the surrounding rooms also in the most proper way thus allowing germs to spread and grow in the rooms and in the surroundings. This makes the patients in the medical houses and units more and more deteriorate on their health conditions.

These are some serious medical negligence that needs to be protested probably in order to make these irresponsible people teach some good lessons.

The best way to teach these irresponsible people some lesson is to approach through the legal way which will make them pay for their acts in the best possible way. The legal way will make a n experience lawyer handling the case on behalf of you and will ask them to pay some hefty amount as medical negligence compensation as a punishment and also to support for the suffering conditions of the patient. Unless they pay for the compensation, there are certain law points through which severe punishments like jail custody may be waiting for these irresponsible human beings because never challenge a lawyer's ability.

Medical Negligence - Is It Easy To Make a Claim?

You are worried that your recent surgery has actually caused you a greater injury and you think you should make a compensation claim.

But you have lots of concerns. Can any solicitor handle this? Will it be stressful and time-consuming? Am I going to end up paying more than I will gain in compensation? Will I have to go to Court and will I need to be examined by strange doctors? Well, these and a hundred other questions may well swim through your mind and it's not surprising.

As you might imagine, you cannot simply put in a random medical accident claim without a lot of time, sourcing of other details and work being done first. Your case will require hours of investigation into your medical records and the necessity, from this research, to determine whether or not you have a valid case.

Medical experts, independent doctors and background study of all the clinical aspects surrounding your claim will be involved. Although not many claims for medical negligence (also known a clinical negligence) end up in Court, winning a Court action is not always guaranteed.

This is one reason why it is imperative you get the support and knowledge of a highly experienced clinical negligence solicitor. A lawyer who has not been specially trained in this area of law might not have the skills they need. The result could be loss of your - or public - money, not just loss of a Court case.

It is advisable to search out a clinical negligence lawyer who practices with a Law firm who hold a Legal Services Commission Clinical Negligence Franchise. This firm should be able to provide you with funding from the Community Legal Service Fund (previously known as legal aid).

Alternatively, find a firm with lawyers who have been admitted to the Law Society's Clinical Negligence Panel or the AVMA (Action against Victims of Medical Accidents) panel. All of these panels set very high standards for entry and as result you will find that there are relatively few solicitors on these panels. You might therefore have to look further afield for a specialist solicitor, although if you are not well enough to travel a lot of medical negligence solicitors will make home visits - but your effort should be rewarded.

Next, check out their record of success in handling this type of litigation. Ask if you can have a free initial consultation. Time at these meetings can go rapidly so take along a set of basic questions to ask:

1) What access do they have to medical experts with individual specialist knowledge?

2) Do they have a track record of medical negligence cases with successful outcomes?

3) Has a clinical negligence lawyer from the firm experience of going to Court, in order to represent you, argue your case and give evidence?

Building trust with your chosen medical negligence solicitor in this way is vital for success.

Dangerous Pharmacy Errors

In the past five years, many of the major pharmacy chains have faced serious allegations regarding pharmaceutical errors. These charges have covered a range of different topics, including improper dosage cases, filling the wrong prescriptions, and allowing dangerous drug interactions to occur. Lawsuits regarding these errors have caused a great deal of concern in consumers and their trust of these major pharmacies.

Major pharmacy chains have been facing tough question because of their lack of procedures to report pharmacy errors. A recent ABC reporter interviewed a representative of the National Chain Drug Store trade group who indicated that there are no reports or statistics on the occurrences of pharmacy errors because there is no Federal requirement for such documentation. This indicates a lack of responsibility for activities that can have devastating effects on a customer's health.

Dangerous drug interactions are one of the primary dangers for customers of any pharmacy. In today's medical culture, specialization has been a crucial part of medical advances. It also means that one person may regularly see multiple doctors, each prescribing different medications. If a doctor prescribes a medication that will interact harmfully with another one being taken by their patient, it is the responsibility of the pharmacist to recognize the potential danger in this situation.

Drug interactions can have serious unintended side effects that can put a patient at risk for even greater health issues. A pharmacist has a responsibility to monitor a patient's prescriptions to avoid this type of situation. Dangerous drug interactions can leave one medication ineffective, allowing disease or harm to occur unchecked. It could also result in amplified effects of a drug, preventing a person's immune system from properly responding to the medication.

Drug interactions can cause more damage than good in many situations, and often a pharmacist is responsible for recognizing these potential dangers.


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